Disclosures

Rates and repayment terms

APR range: 8%–28%.

Repayment terms: 12–60 months, subject to eligibility, review, and applicable limits.

Representative example

Representative example: $5,000 loan / 18.00% APR / 24 months. Estimated monthly payment: about $249.62. Total payments: about $5,990.89. Finance charge: about $990.89.

Application and final review

Application does not guarantee approval.

Final terms require verification and review. Final terms are subject to review and depend on vehicle value, loan amount, repayment term, income, credit/risk review, title status, fees if applicable, and applicable law.

Credit Report Review

A consumer credit report may be obtained in connection with your request. A credit check is required as part of the review process. The entity obtaining the report and whether the inquiry is Hard or Soft will be disclosed before the credit check occurs. Any authorization required for the inquiry will be obtained before the report is requested. A Hard Inquiry may affect your credit score; a Soft Inquiry does not. Credit information is one of several factors that may be considered. Submitting a request does not guarantee approval, an available amount, APR, repayment term, or other specific terms.

Vehicle collateral

Vehicle title/lien collateral explanation: if a transaction proceeds, the customer-owned vehicle title may be used as collateral and lien/security steps may apply before any funding process.

Vehicle value estimates

Vehicle information lookup is for identification and pre-qualification support. It is not a loan approval or final vehicle valuation.

Vehicle value estimates, if shown, are estimates only and are not loan approvals or final collateral values.

Final vehicle value, APR, loan amount, repayment terms, and any collateral steps require verification and review.

Internal collateral values, risk adjustments, and underwriting criteria are not shown in the customer estimate.

Fees and payment terms

Fees, if any, will be disclosed before signing.

Early payoff terms will be disclosed before signing.

Late payment terms will be disclosed before signing.

Funding timing

Initial review typically takes 1–2 business days after we receive the basic information needed for review. This timing does not guarantee approval, available terms, or funding.

Provider disclosure

ClearTitle Auto Equity is a service of DR Capital that supports pre-qualification and contact requests. ClearTitle does not make final credit decisions. If your request proceeds, the participating provider reviews eligibility and determines final terms.

No lender or license status is claimed on this website unless clearly disclosed before any agreement.

Language support

Korean and English support may be available for follow-up. Language support may vary by availability.